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Free Agents: How Would You Redesign The Affordable Care Act?
Remember when Obama initially wanted the Democratic Congress to come up with a plan? “It doesn’t say how much”. “With a smart strategy in place, companies can offer better health care at much lower costs, gain a competitive advantage and level the playing field when it comes to attracting top talent”. “I’m anxious that this is going to result in folks losing coverage”, said John Meigs, president of the American Academy of Family Physicians. “That’s largely been the result of about 200,00 people gaining coverage through the Medicaid expansion and another 90,000 this year gaining through the private health insurance exchange”.
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“Our members have benefited from the Affordable Care Act”, she said, “and I think that there are many of them who are very concerned about what’s going to happen and how these reforms – or if you want to call them repeal efforts – are going to impact them and their families”. Therefore, insurance companies at this time can not deny coverage or charge more money to cover kids sick with anything from terminal cancer to asthma.
And while consumers might know ahead of time that certain coverage, such as maternity care, is imperative for them, other needs might catch people unawares and without adequate coverage. It’s indefensible to continue to sideline these people – people we know, who are our neighbors – when we have the chance to at the least put them in the pipeline to receive some sort of care, in whatever form it might take in the future.
The study found that lower-income people, older adults, and people living in high-cost areas would get lower subsidies.
In the end, the health insurance companies may do what the Republicans failed to do – cause the collapse of “Obamacare”. The Affordable Care Act hinged, in part, on states expanding Medicaid to reach more people. Finally, the plan would lift the prohibition on purchasing over-the-counter (OTC) medications with funds from tax-advantaged health accounts (currently not permitted unless a doctor writes a prescription for the OTC product) and would remove ACA restrictions that lowered the threshold for deductable medical expenses.
Will you prevent insurance companies from charging people over 55 more than they are today? The White House, the House of Representatives, the Senate.
Health care policy always involves those sorts of tradeoffs. Insurers could review medical and pharmacy records.
Republicans will have to decide whether “should ensure … access” means the same thing as “should have coverage” and whether a “transition” means a transition to other coverage or to no coverage at all. Even those in Washington, D.C., who writhed under “Obamacare” acknowledge that they must replace it with something that accomplishes numerous same goals. That’s about 15 percent of all self-employed individuals in the state, according to IRS tax filings for that year.
“High-risk pools have been government’s attempt to get at the issue of access to health insurance”, said Al Redmer Jr., Maryland’s insurance commissioner and a leader in the National Association of Insurance Commissioners.
Woods said the state doesn’t have the money to backfill $23.4 billion.
Western and rural Colorado are unlikely to fare well in the effort to repeal, replace and/or fix the Affordable Care Act, an effort that won’t be easy, parliamentarily speaking.
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“You’re going to see a lot of neat things coming forward”, he promised a woman identified as Maggie in Rome, who asked about coverage for pre-existing conditions. With about 100,000 patients participating nationwide, the government unexpectedly froze enrollment. The plan will turn power back to the states in regards to Medicaid that will help protect vulnerable populations. But the cost of the policies has risen, leaving many individuals unable to afford their premiums. The cost of health care would be shifted to individual workers.