Visitors from overseas, meanwhile, may be hit with transaction fees if they set their Apple Pay system up with a foreign card (that is, if it works at all, which is not guaranteed). People that are scanning in with an Apple Watch and scanning out with an iPhone linked to the same Apple Pay account are being charged a maximum fare.
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And once you’ve passed that hurdle, you need to bank with one of the six banks now supporting Apple Pay – NatWest, Nationwide Building Society, RBS, Santander, Ulster Bank and MBNA – or have an American Express, MasterCard or Visa issued by the credit card providers.
The service is available to anyone with an iPhone 6, iPhone 6 Plus, iPad Air 2, iPad mini 3 and the Apple Watch (those Apple devices with NFC, or Near Field Communication, chips).
Setting up the card should be a straightforward process.
Anderson concluded: “Apple Pay essentially makes our phone a wallet, so protection needs to be in place – both in terms of authentication and software to ensure the impact is limited should the device be stolen”.
Consumers’ credit card numbers are not stored on devices.
So hot tip here: make sure your mobile number is up to date on your bank account so you get the quick and easy text message verification.
One of the benefits of Apple Pay is that it requires your fingerprint as a form of identification in order to be able to make a purchase.
Apple Pay, Apple’s famed mobile payment service that will authorize contactless payment across more than 200 thousand locations has finally arrived in the United Kingdom.
It’s also worth noting that, unlike other methods of contactless payment, Apple Pay is not instant.
What’s not: Conversely, PayPal has a somewhat chequered history with a number of controversies under its belt when it comes to customer service and dealing with issues. This includes Boots, Marks & Spencer, Nando’s and many other.
Processing more than £5 billion per annum on behalf of insurance, housing association, local authority, utility and government clients, allpay is a key player in the household bill payments market and its long-standing partnership with the Post Office allows citizens to pay their bills with cash, cheque or via their debit card. Your phone doesn’t have to touch the reader. That way you end up facing the gates backwards as you spin through them as if you were on Strictly. It’s more convenient than getting a card out of your wallet (even a contactless one) since the Watch is already on your wrist.
However, the launch was not as smooth as Apple had promised. We just held the iPhone across the top of the reader with our thumb over the Home button and the item was ours. Despite grabbing all the headlines, the Mac maker is far from the first to venture past coins and cards into the world of digital payments, and it certainly won’t be the last.
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Then, just put your finger on the Touch ID sensor and the payment will be made. The easiest way is to select Text Message which will deliver a code to your phone that you need to enter.
