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Online gift cards scams becoming common

Identity theft at the mall: While you’re struggling with bags of presents, identity thieves may see an opportunity to steal your wallet or look over your shoulder to copy your debit or credit card numbers. “You know the saying that if it’s too good to be true it usually is, rings true online”, Monica Horton, president and CEO of the North Texas BBB, said.

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A shopper is shopping online and discovers a website that sells flat screen TVs, computers, cameras and other big ticket items for deeply discounted prices.

The sheriff’s office is warning residents to “be wary” when receiving packages during the holiday season. Social media gift exchange: Buying one gift and getting 36 in return may sound like a great deal, but it’s just a newer variation on a pyramid scheme and is illegal. Check with bbb.org to find out which ones are legitimate.

For example, under Citibank’s rewards program, you need 10,000 ThankYou points to get $50 in cash back, whereas you only need 5,000 points for a $50 gift card. Don’t let yourself get bogged down in purchases or lose track of your wallet.

The con then uses a card scanner that is actually a device that collects your credit or debit card number. If the merchant can process cards using an embedded chip, use that rather than swiping the magnetic strip.

Shoppers should make sure websites are secure and authenticated.

A Taste of IN puts together 8,000-10,000 gift baskets during the holiday season. Beware of solicitations from charities that don’t necessarily deliver on their promises or are ill-equipped to carry through on their plans. Groups such as the Better Business Bureau, Charity Watch and even the Internal Revenue Service have tips to safely donate to charities. To report a scam, go to BBB Scam Tracker.

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Fake shipping notifications: Check any shipping notifications before you click any links, whether via email or through other means, such as texts. Also beware of unsolicited emails from companies with which you have no association. Stick to officials apps stores, and research any app before downloading.

BBB 11 states report scam in one day